Advanced Designations

Housing Counselor Certification


Description
A safe, affordable home is a cornerstone of the American dream. Certified Housing Counselors guide aspiring homeowners towards their dream homes by providing relevant, tangible homebuying information. Becoming a Certified Housing Counselor is a strong foot forward for those working in credit counseling or financial coaching.

Our Housing Counselors:

Learn the entire homebuying process
Help clients avoid foreclosure
Create and manage realistic homebuying budgets
Content
  • Introduction
  • Foreword
  • Introduction
  • Grading
  • INSTRUCTOR CHAT
  • Join Us Every Monday for a LIVE Instructor Chat!
  • Module 1: Implementing the Problem Management and Opportunity Development Model
  • Module 1, Unit 1: Problem Management/Opportunity Development Model
  • Case Study Instructions
  • Case Study: Brie and George's Preliminary Information
  • Assignment 1A: Create Basic Financial Statements
  • Assignment 1B: Where the Client is Now
  • Module 1, Unit 2: Why Good Credit is So Important
  • Module 1, Unit 3: Developments in Credit Scoring and Reporting
  • Module 1, Unit 4: How the Client Will Get There
  • Case Study: Brie and George Second Session
  • Assignment 2: Where the Client Wants to Go
  • MODULE 2: ASSET BUILDING
  • Module 2, Unit 1: What are Assets and Why are They Important
  • Module 2, Unit 2: How to Build Assets
  • Module 3: affordable housing
  • Module 3, Unit 1: Renting vs. Buying
  • Module 3, Unit 2: Calculating Housing Ratios
  • Module 3, Unit 3: The 5 C’s of Credit
  • Case Study-George and Brie- Final Session
  • Assignment 3
  • module 4: Mortgages and Rental Programs
  • Module 4, Unit 1: Types of Mortgages
  • Module 4, Unit 2: Down Payment and Closing Cost Assistance
  • Module 4, Unit 3: Choosing the Right Mortgage
  • Case Study: Chloe
  • Assignment 4
  • module 5: Fair Housing Act
  • Module 5, Unit 1: FHA Overview
  • Module 5, Unit 2: FHA Counseling
  • module 6: pre-purchase process
  • Module 6, Unit 1: Evaluating Readiness to Purchase a Home
  • Module 6, Unit 2: The Real Estate Team
  • Module 6, Unit 3: Understanding Their Rights
  • Module 6, Unit 4: Understanding Financing and the Loan Process
  • Module 6, Unit 5: Common Lending Documents and Lender Disclosure Requirements
  • Module 6, Unit 6: Negotiating Tips and How to Make an Offer
  • Module 6, Unit 7: What to do When Your Loan is Denied
  • Case Study: Chloe 2
  • Assignment 5
  • module 7: Post-Purchase Process
  • Module 7, Unit 1: The Purchase Contract
  • Module 7, Unit 2: Escrow and Closing Process
  • Module 7, Unit 3: Property Maintenance and Repair
  • Module 7, Unit 4: Home Improvement Financing
  • Module 7, Unit 5: Refinancing
  • Module 7, Unit 6: Selling Your Home
  • Case Study: James and Carol
  • Assignment 6
  • module 8: Avoiding Foreclosure
  • Module 8, Unit 1: How to Avoid Foreclosure
  • Module 8, Unit 2: Evaluate Financial Situation
  • Module 8, Unit 3: Loan Modification Request
  • Case Study: Al Krismann
  • Assignment 7
  • Module 9: How to Handle Foreclosure
  • Module 9, Unit 1: Your Options
  • Module 9, Unit 2: Sale of Your Home and Deficiency Judgements
  • Module 9, Unit 3: How Bankruptcy Can Delay or Stop a Foreclosure
  • Assignment 8 Al Krismann
  • references
  • References
  • NOLO BOOKS
  • Nolo's Essential Guide to Buying Your First Home
  • The Foreclosure Survival Guide
  • Practice Exam
  • Housing Counselor Practice Exam
  • schedule final exam
  • Schedule Your Certification Exam
  • final exam
  • Housing Counselor Certification Exam
  • Course Evaluation
Completion rules
  • You must complete the test "Housing Counselor Certification Exam"
  • Leads to a certificate with a duration: 2 years