Core Certifications

Financial Counselor Certification Program


Description
The Certified Financial Counselor designation provides financial counselors with the knowledge, skills and abilities to teach clients how to considerably improve their financial well-being.

This program covers the entire financial picture, including:
• Counseling and coaching strategies
• The psychology of money
• Credit and banking
• Debt management
• Student loans
• Housing
• Retirement
• Ethics, resources and more

Our Certified Financial Counselors are prepared to help consumers with nearly any financial issue, from start to finish, by empowering through education.

Bound Manual: $250.00
Content
  • INTRODUCTION
  • Foreword/Introduction to Financial Counselor Certification Program
  • Roles and Skills of Financial Counseling and Coaching
  • Grading
  • Join the Community
  • MODULE 1: DEFINING THE ROLE OF THE FINANCIAL COUNSELOR
  • Keys to Success: Introduction
  • Module 1, Unit 1: The Components of Financial Well-Being
  • Module 1, Unit 2: Establishing the Client/Counselor Relationship
  • Module 1, Unit 3: Rapport Building
  • Module 1, Unit 4: Poverty, Culture and Socioeconomic Variables
  • Module 1, Unit 5: Active Listening
  • Module 1, Unit 6: Asking the Right Questions
  • Module 1 Keywords
  • Keys to Success: Module 1 Lecture
  • Module 1 Assignment
  • MODULE 2: TAKING CONTROL OF FINANCES
  • Module 2, Unit 1: The Problem-Solving Process
  • Module 2, Unit 2: Where the Client is Now
  • Module 2, Unit 3: Where the Client Wants to Go
  • Module 2, Unit 4: How the Client will Get There
  • Module 2 Keywords
  • Keys to Success: Module 2 Lecture
  • Module 2 Assignment
  • MODULE 3: DEMYSTIFYING CONSUMER CREDIT
  • Module 3, Unit 1: Banking Basics
  • Module 3, Unit 2: Credit Basics
  • Module 3, Unit 3: Choosing Credit Wisely
  • Module 3, Unit 4: Using Credit Wisely
  • Module 3, Unit 5: Understanding Credit Reports
  • Module 3, Unit 6: Credit Scoring
  • Module 3, Unit 7: Changes and New Credit Scoring Methods
  • Module 3 Keywords
  • Keys to Success: Module 3 Lecture
  • Module 3 Assignment
  • MODULE 4: UNDERSTANDING AND DEALING WITH DEBT
  • Module 4, Unit 1: Getting Into Debt
  • Module 4, Unit 2: Debt Collection
  • Module 4, Unit 3: The Consequences of Unpaid Debt
  • Module 4, Unit 4: Getting Out of Debt
  • Module 4, Unit 5: Bankruptcy
  • Bankruptcy With Bonnie
  • Stages of the Collection Process
  • Stages of the Collection Process: Appendix 1 & 2
  • Module 4 Keywords
  • Keys to Success: Module 4 Lecture
  • Module 4 Assignment
  • MODULE 5: ADDITIONAL INFORMATION
  • Appendix A: Ethics
  • Appendix B: Consumer Resources
  • Appendix C: Consumer Protection Legislation
  • Keys to Success Review
  • 5.5 Keys to Success Practice Test
  • MODULE 6: CAREER COACHING
  • 6.1 Optimizing Communication by Understanding Personality Types
  • 6.2 Myers-Briggs Types and Decision Making
  • 6.3 Motivational Interviewing
  • 6.4 Self-Determination Theory
  • 6.5 Emotional Intelligence
  • 6.6 The Four Stages of Competence
  • 6.7 Clarifying Values
  • 6.7a Values Inventory
  • 6.8 Identifying Personal Strengths and Weaknesses
  • 6.9 Solution-Oriented Problem Solving
  • 6.10 Managing Change
  • 6.11 Understanding Financial Habits
  • 6.12 How Are Habits Formed?
  • 6.13 Financial Coaching Sessions and Financial Literacy
  • 6.14 Banking Resources for Self-Sufficiency
  • 6.15 Credit Cards and Evaluating Products and Offers
  • 6.16 Mechanics of Credit Scores
  • 6.17 Disputing Credit Reports
  • 6.18 Identity Theft
  • 6.19 Loan Qualification
  • 6.20 Predatory Lending and Payday Loans - Dangers and Alternatives
  • 6.21 Spending Plan Analysis
  • 6.22 Useful Terms
  • MODULE 7: CREDIT COUNSELING TODAY
  • Credit Counseling Today: From Credit Cards to Credit Counseling
  • Credit Counseling Today: Not Legal Advice or Therapy
  • Credit Counseling Today: The Debt Management Plan
  • Credit Counseling Today: Review and Notes
  • MODULE 8: THE POWER OF NEGOTIATION
  • The Power of Negotiation: The Industry
  • The Power of Negotiation: Negotiation and Conflict Management
  • The Power of Negotiation: References
  • The Power of Negotiation: Appendix A
  • The Power of Negotiation: Appendix B
  • The Power of Negotiation: Appendix C
  • MODULE 9: ESSENTIAL FINANCIAL TOPICS
  • 9.1a Essential Financial Topics: Housing
  • 9.1b Essential Financial Topics: Housing Part II
  • 9.1c Essential Financial Topics: Housing Part III
  • 9.1d Essential Guide to Buying Your First Home
  • 9.1e Foreclosure Survival Guide
  • 9.2 Essential Financial Topics: Retirement Planning
  • 9.3 Essential Financial Topics: Keywords
  • MODULE 10: STUDENT LOAN COUNSELING
  • 10.1 Student Loans: Student Financial Aid
  • 10.2 The Cost of Higher Education
  • 10.3 Exploring Options - Where to Start
  • 10.4 Understanding and Locating Grants and Scholarships
  • 10.5 529 Plans
  • 10.6 Shopping for Private Student Loans
  • 10.7 Student Loans: Assignment 1
  • 10.8 When Do Student Loan Payments Become Due?
  • 10.9 Who Does the Borrower Pay?
  • 10.10 Federal Student Loan Repayment Options
  • 10.11 Student Loans: Assignment 2
  • 10.12 Discharge, Cancellation, and Forgiveness Basics
  • 10.13 Discharge of Student Loan Debt
  • 10.14 Federal Perkins Loan Cancellation
  • 10.15 Student Loan Forgiveness While It Lasts
  • 10.16 Temporary Relief from Payment
  • 10.17 The Student Loan Counseling Process
  • 10.18 Student Loans: Assignment 3
  • 10.19 Default the Problem
  • 10.20 Delinquency, Default, and Consequences
  • 10.21 How to Handle the Defaulted Student Loan
  • 10.22 Student Loans: Assignment 4
  • 10.23 Student Loan Counseling Review Slides
  • MODULE 11: public benefits
  • 11. Health/Public Benefits
  • 11.1 Health Insurance/Public Benefits
  • 11.2 Health Insurance Keywords
  • 11.3 Life Insurance
  • 11.4 Disability Resources
  • MODULE 12: TAXES
  • 12 Taxes
  • 12.1 Overview
  • 12.2 4 Areas of Discussion
  • 12.3 The 1040 - Page 1, Page 2, and Schedule 1
  • 12.4 Adjustments and Deductions
  • 12.5 Determining Your Taxable Income and Tax Due
  • 12.6 Tax Form Examples
  • 12.6a Tax Form Example
  • 12.6b Tax Form Example
  • Check Your Credit
  • PRACTICE COACHING: CLAIRE
  • Coaching Claire: Session 1
  • Coaching Claire: Session 2
  • Coaching Claire: Session 3
  • Coaching Claire: Session 4
  • Coaching Claire: Session 5
  • Coaching Claire: Session 6
  • Coaching Claire: Session 7
  • Coaching Claire: Session 8
  • practice coaching: the martins
  • Meet the Martins: Session 1
  • Meet the Martins: Session 2
  • Meet the Martins: Session 3
  • Meet the Martins: Session 4
  • Meet the Martins: Session 5
  • CASE STUDY: HEATHER HUGHES
  • Case Study: Introduction
  • Case Study: Preliminary Information
  • Case Study: Worksheet 1
  • Case Study: Worksheet 2
  • Case Study - Heather Hughes Video
  • Case Study: Review Notes
  • Case Study: PowerPoint Presentation Copy
  • Case Study: Worksheet 1 (Completed)
  • Case Study: Worksheet 2 (Completed)
  • Course Evaluation
  • FINAL EXAM
  • Schedule Your Exam
  • Certified Financial Counselor Final Exam
  • Essay
Completion rules
  • You must complete the test "Certified Financial Counselor Final Exam"
  • Leads to a certification with a duration: 2 years